BASICS7 MIN
Insurance Claims
The roof insurance claim, step by step
Every stage of an Alberta roof claim in the order it happens, what the law expects from you and your insurer, and the paperwork that keeps it moving.
Learn your roof.
Plain-language guides to roofs, siding, Calgary weather, insurance claims and Alberta rules. Search it, or pick a topic below.
FEATUREDBASICS · 6 MIN
The first 48 hours after a hailstorm
A calm, ordered checklist for the two days after hail hits your house, so you protect your home and your claim without rushing into anything.
Read these first
DEEP DIVE3 MIN
Hiring & Costs
Storm Chasers After Calgary Hail
Not everyone who knocks is a problem. The ones who are all say the same four things.
DEEP DIVE7 MIN
Insurance Claims
Hail deductibles in Alberta: flat, percentage and why they've gone up
Why Alberta hail deductibles have gone up, how flat and percentage deductibles work, how to read yours, what they mean in real dollars, and why an offer to make yours disappear is a red flag.
DEEP DIVE3 MIN
Insurance Claims
ACV vs RCV Roof Coverage in Alberta
The first cheque is not the settlement. A lot of people never find that out.
Start with these
BASICS6 MIN
Roofing 101
How a roof works, layer by layer
A sloped roof is a stack of layers, each with one job. Here's what they are, in the order they go on, and what failure looks like at each one.
DEEP DIVE4 MIN
Hiring & Costs
How to Choose a Roofing Contractor in Calgary
Three checks you can run in ten minutes, nine questions to ask, and the answers that tell you who to hire.
DEEP DIVE5 MIN
Roofing 101
Repair or replace your roof? A decision framework
Repair isolated failures, replace systemic ones. This guide turns that rule into specific questions about age, damage, decking, layers, insurance and shingle matching.
DEEP DIVE5 MIN
Materials
Impact ratings explained: UL 2218 and FM 4473
An impact rating tells you how a new roofing product handled a controlled lab impact. It's useful, but it isn't a hail guarantee, and any insurance discount is up to your insurer.
Every topic, every guide.
Roofing 101
4 GUIDESWhat's actually up there, how long it lasts, and when it's done.
Open the Roofing 101 shelf →Materials
4 GUIDESShingle types, impact ratings, and what survives Calgary hail.
Open the Materials shelf →Installation
4 GUIDESTear-off to magnet sweep, and the details that decide how long it lasts.
Open the Installation shelf →Repairs & Maintenance
4 GUIDESLeaks, ice dams, wind damage, and the checklist that prevents most of it.
Open the Repairs & Maintenance shelf →Siding
3 GUIDESMaterials, hail damage, and the wall system behind the cladding.
Open the Siding shelf →Eavestrough, Soffit & Fascia
3 GUIDESThe roof edge: where water leaves the house, and where the attic breathes in.
Open the Eavestrough, Soffit & Fascia shelf →Weather & Hail
4 GUIDESHailstorm Alley, chinooks, snow load, and what to do after a storm.
Open the Weather & Hail shelf →Insurance Claims
7 GUIDESHow Alberta roof claims actually work, from first call to final cheque.
Open the Insurance Claims shelf →- The roof insurance claim, step by step
- Hail deductibles in Alberta: flat, percentage and why they've gone up
- ACV vs RCV Roof Coverage in Alberta
- How Insurance Adjusters Assess Hail Damage
- What a HAAG Inspection Report Contains
- The Appraisal Clause: Disputing a Roof Claim in Alberta
- Where to Complain About a Roof Claim in Alberta
Legal & Permits
6 GUIDESLicences, contracts, cancellation rights, permits, liens and safety rules.
Open the Legal & Permits shelf →- Do you need a permit to replace a roof or siding in Calgary?
- Alberta's new home warranty: what's covered, for how long, and your roof
- Fall protection rules for roofers in Alberta: what homeowners should know
- Alberta's prepaid contractor licence: who needs one and how to check
- Cancelling a contractor contract in Alberta: the 10-day and one-year rules
- Builders' liens in Alberta: how a lien can land on your home, and how to protect it
Hiring & Costs
6 GUIDESChoosing a contractor, reading the quote, and what the work costs.
Open the Hiring & Costs shelf →Roofline Lighting
2 GUIDESHow permanent lights work, and how to add them without hurting the roof.
Open the Roofline Lighting shelf →General guidance, reputable sources.
- Sourced
Laws, code requirements, test standards and storm figures link to the government, code body, manufacturer or insurer that published them.
- Dated
Every guide shows the day its facts were last checked.
- General, not personal
These guides explain how things usually work. Your policy, contract and house are what actually decide your situation.
- Written by a Calgary crew
Where a guide touches how Big Boy Roofing does the job, it says so.